Future Value₹23,23,391
Total Invested₹12,00,000
Wealth Gained₹11,23,391
How SIP Returns Are Calculated
Each monthly installment is assumed to grow at the expected annual return rate. The calculator uses the formula:
FV = P × [(1+r)^n - 1] / r × (1+r)
Where P = monthly amount, r = monthly return rate, n = total months.
The Power of Starting Early
A ₹10,000 monthly SIP at 12% annual returns:
- 10 years: ₹23.2 lakh (invested ₹12 lakh)
- 20 years: ₹99.9 lakh (invested ₹24 lakh)
- 30 years: ₹3.53 crore (invested ₹36 lakh)
The last 10 years contribute more than the first 20 — that's compounding at work.
Track Your SIPs
Once you start a SIP, track its actual performance in RupeeTracker. See how your real returns compare to expected returns and monitor your entire mutual fund portfolio.
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